We are looking for a knowledgeable and detail-oriented General Insurance Underwriter to assess risks and determine appropriate insurance coverage, terms, and premiums. The ideal candidate will have a good understanding of general insurance products (motor, property, health, liability, etc.) and underwriting principles.
Key Responsibilities
- Evaluate and assess risks for general insurance proposals .
- Analyze application forms, supporting documents, previous claims history, and creditworthiness of clients.
- Determine coverage terms, premium amounts, policy conditions, and exclusions.
- Communicate with agents, brokers, or direct clients to obtain additional information if required.
- Ensure adherence to underwriting guidelines, company policies, and regulatory compliance.
- Collaborate with other departments such as claims and sales to provide appropriate insurance solutions.
- Maintain up-to-date knowledge of insurance products, market trends, and competitor offerings.
- Monitor portfolio performance, analyze risk exposure, and recommend pricing or product adjustments.
- Assist in developing and improving underwriting processes and systems.
- Handle renewal underwriting and portfolio analysis.